An advisor reviewing federal retirement options with a couple
A 3M+ niche

The most recognized federal designation, listed with FINRA

Underserved, and growing
Why FRC

The most recognized designation for serving federal employees

Federal employees are a large, underserved market with retirement systems all their own. The FRC gives you the knowledge, the credibility, and the appointments to serve them well.

Credibility, knowledge, and access in one credential

The Federal Retirement Consultant℠ is a professionally listed designation on FINRA, one of the best designations for financial advisors who want to specialize in the federal employee market. It demonstrates the highest ethical standards on federal employee retirement benefits, signals to federal clients that you actually understand CSRS, FERS, the TSP, and the rest, and opens the door to purchasing federal appointments directly to your calendar.

Three reasons

Why advisors earn the FRC

The most recognized federal designation

Get the credibility to win in the federal market with the most recognized designation for serving federal employees, professionally listed with FINRA.

A niche market of 3M+ employees

Per the U.S. Office of Personnel Management, federal employees keep filing for retirement at a growing pace, a large, underserved market that keeps expanding.

Federal appointments, on demand

The FRC designation unlocks the ability to purchase appointments with federal employees delivered directly to your calendar, when you want them.

Get all the credibility you need to be successful in the federal market space with the most recognized designation for federal employees, and the appointments to put it to work.
Why the specialization matters
The outcome

Become the advisor federal employees look for.

By the end you'll navigate any federal client's benefits with confidence: the systems, the forms, and the decisions, and you'll have a pipeline of federal appointments to serve.

Questions

Questions about the designation

Who is the FRC for?
Licensed insurance and financial professionals who want to specialize in the federal market, whether federal benefits are new to you or already part of your book.
Is the FRC recognized?
Yes. The Federal Retirement Consultant is a professionally listed designation on FINRA, which advisors and clients can verify.
Does the FRC make me a fiduciary?
No. It is a professional education credential focused on federal retirement knowledge and ethics. It does not by itself confer any license, registration, or fiduciary status, you remain responsible for your own licensing and compliance.
How do the federal appointments work?
Once designated, you can purchase FFEBA appointments with federal employees delivered to your calendar, and the Express+ course includes ten to start.
How does the FRC compare to other designations for financial advisors?
Most designations for financial advisors are broad or state-focused. The FRC is built specifically around the federal retirement systems, CSRS, FERS, the TSP, FEGLI, and FEHB, so it targets one niche in depth rather than covering many markets at once.
Start your application

Earn the leading designation in federal retirement benefits.

Master all fifteen modules, pass the exam, and put the FINRA-listed FRC after your name. Apply in minutes.

See the curriculum
FormatSelf-study or live express
Curriculum15 modules · 100+ lessons
ExamUp to 100 questions
OutcomeFRC designation